Cathy Lloyd has been in the Banking industry for over 30 years working in the UK, Jersey and Guernsey in both Sales and Relationship Management roles and Compliance and Financial Crime roles. Cathy also has had responsibility for teams based in Isle of Man, Gibraltar and Luxembourg and has experience of their AML legislation. With substantial knowledge and experience of the regulatory frameworks and legislation in Guernsey and Jersey Cathy can provide a broad range of Compliance, Financial Crime, Governance, Conduct and Data Protection services. Cathy is a Fellow of the ICA (International Compliance Association), a member of the Institute of Directors having completed the certificate in Company Direction and Diploma and is a certified GDPR practitioner through IT Governance. She has held various regulatory roles including Compliance Officer, MLCO and MLRO and also an Approved Person (CF11) with the FCA (Financial Conduct Authority) and is on the Committee for the Guernsey Association of Compliance Officers.